Protecting You And Your Family With Living Benefits

Learn How To Protect You And Your Family Before It Is Too Late!

In Today's World, We No Longer Can Predict What Will Happen. Everyone Has Been Affected By Covid-19. Let's Make Sure You And Your Family Are Taken Care Of.

Get Your Quote!

There are many different types of policies out there. The best way for me to make a professional recommendation is to get to know what is important to you. Let's talk. No obligation, No pressure.

Why You Should Start Now Rather Than Wait

Protect Yourself From Financial Debt

Our Living Benefits features are our core advantages by providing peace of mind in the event of uncertain and unpredictable life events.

Policy Reviews Should Be Performed

It is always advisable to review your existing policy as your financial goals may have changed in time. Plus, we may find something finacially better.

Protect The Ones You Love

The reasons are simple and obvious. But the reasons behind it cut deep, to our very core—almost to an instinctive level.

Keeping Your Promises

You’re enabling your loved ones to maintain their lifestyle, if something unexpected should happen to you..

Hi! I’m Thu! Not One but Thu!

I’m very passionate about helping families plan and protect their financial futures after what happened to my family.

I gave up my life and career in Oregon to move back home to Hawaii to care of my sick father who had suffered from a heart attack, stroke and respiratory failure. It led him into a coma and later a cancer-scare.

I was unemployed for two years being by my Dad's bedside. Financially it was a hard time for me and my family.

I believe in educating everyone about the importance of life insurance. You don't have to die to use "Living Benefits", so you don’t need to go through what I went through.

I also love to help teachers, educators and service members at schools who are taking care of our children to have a beneficial retirement by helping them with specific needs such as annuities/403b/457 as well as share the Life Changer of the Year program.

When I’m not being a workaholic sharing Living Benefits with families or training/mentoring my team @TEAMBREAKTHROUGH, I can be found hiking, at the gym, enjoying a beautiful sunset at the beach, or at the movies with my daughter.

I love learning new things and networking with new people. I also love spending time with family and enjoy cooking and dehydrating foods, eating yummy foods, playing with dogs, and enjoying music.

I specialize in life insurance with full living life benefits, annuities, 403b/457, retirement planning, and college planning for children.

Let’s talk soon!

What My Customers Are Saying!

If you're on the fence, and deciding whether to work with Thu or not - let me offer my story.

Being a single man with no children in my mid-20's, I never imagined purchasing life insurance, or ever thinking I needed it. Thu is the definition of professional - after meeting her, I was convinced that she had my best interests in mind, regardless of my decision. She explained to me in great detail how certain kinds of life insurance can not only provide a death benefit, but can also be accessed while I'm still alive - and can even be used as an investment for my retirement.

In every step of the process, she was very patient and understanding, never pushy or "salesy". My experience was so great, I made the decision to quit my previous career in real estate, to join her in sharing this flexible, amazing, and unique product. Thu has truly changed my life, and I don't see a future without her succeeding. Her compassionate approach to the world of insurance is what the industry is lacking - by choosing her as your agent, you won't regret a thing."

Doug Ward

Honolulu, Hawaii

After doing 1035 exchange from my old life insurance policy to your policy, I feel much better protected and prepared. Thank you for introducing to living trust life insurance!

Miyako Kanaoka